FIREPath

FIREPath

Compare 5 FIRE types — Lean, Regular, Fat, Coast & Barista — on one interactive timeline. Adjust the sliders and see your path to financial independence in real time.

FIRE Timeline

Your FIRE Numbers

Lean FIRE
46 yrs

Minimalist retirement with 60% of current expenses

Target$600K
In16 years
Monthly$2,000/mo
Regular FIRE
54 yrs

Standard retirement covering 100% of current expenses

Target$1.0M
In24 years
Monthly$3,333/mo
Fat FIRE
61 yrs

Comfortable retirement with 150% of current expenses

Target$1.5M
In31 years
Monthly$5,000/mo
Coast FIRE
42 yrs

Investments grow to retirement goal without additional savings

Target$264K
In12 years
Monthly$879/mo
Barista FIRE
44 yrs

Part-time work covers 50% of expenses in semi-retirement

Target$500K
In14 years
Monthly$1,667/mo

Monte Carlo Simulation

Run 1,000 market simulations to see the probability of reaching each FIRE type. Account for market volatility and uncertainty in your retirement planning.

Portfolio Optimization

Get personalized asset allocation recommendations based on your FIRE timeline, age, and risk profile. Compare Conservative, Moderate, and Aggressive strategies.

Disclaimer: This calculator is for educational and informational purposes only. It is not financial advice. Results are based on simplified assumptions and do not guarantee future outcomes. Consult a qualified financial advisor before making investment decisions.

Frequently Asked Questions