{
  "source": "https://gofirepath.com/fire-statistics",
  "dataVerifiedDate": "2026-06-29",
  "headline": {
    "text": "At the default 4% Safe Withdrawal Rate and $40,000/yr expenses, FIRE targets range from $600,000 (Lean) to $1,500,000 (Fat) — a 150% spread across the 5 FIRE types.",
    "value": "$600,000 – $1,500,000"
  },
  "rankedFireTypes": [
    {
      "type": "fat",
      "label": "Fat FIRE",
      "multiplier": 1.5,
      "targetAmount": 1500000,
      "monthlyPassiveIncome": 5000
    },
    {
      "type": "regular",
      "label": "Regular FIRE",
      "multiplier": 1,
      "targetAmount": 1000000,
      "monthlyPassiveIncome": 3333
    },
    {
      "type": "lean",
      "label": "Lean FIRE",
      "multiplier": 0.6,
      "targetAmount": 600000,
      "monthlyPassiveIncome": 2000
    },
    {
      "type": "barista",
      "label": "Barista FIRE",
      "multiplier": 0.5,
      "targetAmount": 500000,
      "monthlyPassiveIncome": 1667
    },
    {
      "type": "coast",
      "label": "Coast FIRE",
      "multiplier": "discounted seed",
      "targetAmount": 263555,
      "monthlyPassiveIncome": 3333
    }
  ],
  "scenarios": [
    {
      "retirementAge": 40,
      "targets": {
        "lean": 600000,
        "regular": 1000000,
        "fat": 1500000,
        "coast": 683179,
        "barista": 500000
      }
    },
    {
      "retirementAge": 45,
      "targets": {
        "lean": 600000,
        "regular": 1000000,
        "fat": 1500000,
        "coast": 564679,
        "barista": 500000
      }
    },
    {
      "retirementAge": 50,
      "targets": {
        "lean": 600000,
        "regular": 1000000,
        "fat": 1500000,
        "coast": 466733,
        "barista": 500000
      }
    },
    {
      "retirementAge": 55,
      "targets": {
        "lean": 600000,
        "regular": 1000000,
        "fat": 1500000,
        "coast": 385777,
        "barista": 500000
      }
    },
    {
      "retirementAge": 60,
      "targets": {
        "lean": 600000,
        "regular": 1000000,
        "fat": 1500000,
        "coast": 318862,
        "barista": 500000
      }
    }
  ],
  "findings": [
    "Fat FIRE requires 150% more than Lean FIRE at the same $40,000/yr expense base ($1,500,000 vs. $600,000).",
    "Regular FIRE's target is 100% higher than Barista FIRE's ($1,000,000 vs. $500,000), the exact gap made up by part-time income in the Barista strategy.",
    "Retiring at 60 instead of 40 cuts the Coast FIRE seed amount needed today by 53% ($683,179 to $318,862), because the portfolio has more years to compound.",
    "Across all 5 retirement-age scenarios (40-60), the Regular FIRE target stays flat at $1,000,000 — the \"25x expenses\" target does not depend on retirement age, only on annual expenses and SWR.",
    "The default 4% Safe Withdrawal Rate means every $1,000/yr of expenses adds $25,000 to every FIRE type's target."
  ],
  "sources": [
    {
      "label": "Trinity Study (1998) — Safe Withdrawal Rate",
      "url": "https://en.wikipedia.org/wiki/Trinity_study"
    },
    {
      "label": "NYU Stern historical U.S. equity return data",
      "url": "https://pages.stern.nyu.edu/~adamodar/New_Home_Page/datafile/histretSP.html"
    },
    {
      "label": "U.S. Inflation Calculator — historical CPI data",
      "url": "https://www.usinflationcalculator.com/inflation/historical-inflation-rates/"
    }
  ],
  "license": "CC BY 4.0 — https://creativecommons.org/licenses/by/4.0/"
}